Today’s first hand

Draw or stand? Try today’s first hand.

Baccarat looks like luck, but every third card follows a fixed rule. Answer today’s first question below, see why it’s right, and keep a daily streak. Then run any bet through 10,000 shoes in about a second.

Today’s hands load here. Open the daily challenge if nothing shows.

Play all five todayTest a betting system
1.06%house edge on Banker, 5% commission
1.24%house edge on Player
14.36%house edge on Tie at 8 to 1

Exact figures for eight decks, from a full count of every possible deal. See how we checked them.

The toolkit

Eight free baccarat tools on one rule engine

Every tool deals with the same code: eight decks, the standard drawing rules, a cut card and a fair shuffle. We tested that code against an exact count of all 1,000,000 card-value sequences a hand can take, and it matched every one.

Play

Free practice table

Deal real hands from a shuffled 8-deck shoe with play chips. Standard or EZ rules, session stats saved on your device.

Open →Simulate

Betting system simulator

Run Martingale, Paroli, Fibonacci, D’Alembert, 1-3-2-6 or flat bets through 10,000 shoes and see the ruin rate and loss per unit bet.

Open →Track

Scorecard and road tracker

Tap B, P or T and watch the bead road and Big Road draw themselves, ties and dragon tails included.

Open →Daily

Daily third-card challenge

Five drawing-rule questions a day, the same five for everyone. Keep a streak going.

Open →Trainer

Third-card trainer

Unlimited Draw or Stand drills for Player and Banker under standard punto banco rules.

Open →Calculator

House-edge calculator

Change the Banker commission or the Tie payout and watch the house edge move.

Open →Analyzer

Side-bet analyzer

Turn any side bet’s probability and payout into expected value and a break-even payout.

Open →Simulator

Scoring simulator

Deal one hand at a time with every draw explained, to learn totals and the drawing order.

Open →

See all baccarat tools and how they’re tested →

Free practice

Deal a shoe with play chips.

Put play chips on Player, Banker or Tie and watch each hand draw by the real rules, card by card. Your session stats stay on this device, and no real money is involved.

Open the practice table →
Learn the game

The baccarat guides

How to play baccaratCard values, naturals and a complete hand, in plain English. The third-card ruleWhen Player draws, and the Banker table that depends on Player’s third card. Baccarat odds and house edgeWhy Banker and Player are close, and why Tie costs so much more. Commission vs no-commissionEZ Baccarat, Super 6 and the standard 5% game, compared by exact edge. Betting systemsWhat Martingale and Fibonacci change, and the one number they can’t. Road mapsHow the Big Road and derived roads work, and what they can’t tell you.
Before you play for money

Compare tables by their rules

Commission, EZ rules, Super 6 and side-bet paytables change what a bet costs. Our where-to-play page puts those rules side by side, with licence details for each operator we list. Set a budget first: our responsible play guide covers limits and warning signs.

Other games

Poker, blackjack, roulette and craps

Poker

Rules, position, pot odds and worked hands, where decisions really do matter.

Blackjack

Rule-sensitive strategy and payout analysis.

Roulette

Wheel probabilities, La Partage and transparent bet EV.

Craps

Dice math, line bets, odds and bet-cost calculators.

Casino math

House edge, expected value and the cost of a session.

Glossary

Plain definitions for baccarat, poker and probability terms.